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Who are the members of the Federal Reserve Board, and how are they selected?

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The members of the Board of Governors are nominated by the President of the United States and confirmed by the U.S. Senate. By law, the appointments must yield a 'fair representation of the financial, agricultural, industrial, and commercial interests and geographical divisions of the country,' and no two Governors may come from the same Federal Reserve District.

The full term of a Governor is 14 years; appointments are staggered so that one term expires on January 31 of each even-numbered year. A Governor who has served a full term may not be reappointed, but a Governor who was appointed to complete the balance of an unexpired term may be reappointed to a full 14-year term.

Once appointed, Governors may not be removed from office for their policy views. The lengthy terms and staggered appointments are intended to contribute to the insulation of the Board--and the Federal Reserve System as a whole--from day-to-day political pressures to which it might otherwise be subject.

In addition to serving as members of the Board, the Chair, Vice Chair, and Vice Chair for Supervision of the Board serve terms of four years, and they may be reappointed to those roles and serve until their terms as Governors expire. The Chair serves as public spokesperson and representative of the Board and manager of the Board's staff. The Chair also presides at Board meetings. Affirming the apolitical nature of the Board, Presidents of both major political parties have in the past selected the same person as Board Chair.

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The Congress sets the salaries of the Board members. For 2019, the Chair's annual salary is $203,500. The annual salary of the other Board members (including the Vice Chair and Vice Chair for Supervision) is $183,100.

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The average dealer lost £3,000 in December, an increase on the £1,700 recorded the year before.

Historically December has been a tough month for UK motor retailers, with Christmas reducing both the number of working days and focus. According to accountancy firm ASE the furlough scheme helped retailers minimise losses incurred during the month.

“Despite being locked down for a significant portion of the year and forced to operate through home delivery or click and collect, the industry returned an annual return on investment on used cars of over 80%. If you just look at the ROI for the periods when the showrooms were open then the returns are over 100%, showing the stunning performance from used cars in 2020.

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“A slight worsening in the December loss reduced the return on sales slightly from November’s result, however the overall result of 0.94% for the year represents a very strong performance, given the disruption to operations we have seen during 2020. Overall profit levels were down year-on-year however this is very franchise specific, with some brands outperforming 2019.

Jones said that Q1 was going to be difficult with the sector likely to remain in lockdown until after the March plate-change.

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“Once the showrooms are reopened, we are likely to see a boom in trading as customers spend some of the cash they have saved during the lockdown period and they decide to come out of some of the leased vehicles extended in 2020,” he said.